Buying a Home in Roseville Requires a Plan

As a home buyer, you may encounter numerous challenges along the way. Questions about location, budget, mortgages, and more can leave you uncertain.


Let's take a closer look at some of the common problems faced by buyers:

  • Not Knowing the Neighborhood: Lack of knowledge about the neighborhood can result in living in an area that doesn't meet your preferences or needs.
  • Choosing a Risky Loan: Opting for a risky loan, such as an adjustable-rate mortgage, without understanding the potential risks can lead to unexpected increases in monthly payments.
  • Overspending on a House: You may fall in love with a home, and overspending on the house can strain your finances and limit your financial flexibility in the future.
  • Skipping the Home Inspection: Not getting a professional home inspection can lead to unforeseen issues and expenses after the purchase, potentially causing stress and financial burden.
  • Competitive bidding: In hot housing markets, buyers may have to compete with multiple offers on a single home, making it difficult to secure a property.

TO AVOID THESE CHALLENGES, USE THE 8-STEP HOME BUYING FORMULA AND SETTLE INTO YOUR DREAM HOME!

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1. Discover Diverse Communities to Choose From


Explore the diverse areas in Roseville, each offering unique charm and amenities from the urban but family-friendly atmosphere of West Roseville to the charming suburban feel of East Roseville. Find the neighborhood that matches your lifestyle.

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Explore the Communities

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Get Pre-Approved

2. Set a Budget & Get Pre-Approved


Set a realistic budget and get pre-approved for a mortgage. We'll streamline the process and ensure you're well-prepared to make an informed decision. You can use our mortgage calculator to estimate your monthly payments.

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3. Search the Available Homes Within Your Budget


Use our advanced property search tool to find the perfect home for you. With your budget and pre-approval, you can easily filter properties based on your preferences.

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Search Listings

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Find a Realtor

4. Find an Experienced & Trusted Realtor


Schedule a consultation with our experienced agents to start your homebuying journey. We will understand your needs, goals, and preferences to offer expert guidance.

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5. Fill Out Our Buyer Intake Form


Complete our quick client intake form to simplify your home-buying process. Our experienced agents will use your information to narrow the search and find the perfect property for you.

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Complete The Intake Form

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Make an Offer

6. Secure the Best Deal on the Property You Like


When you find a home you like, it's time to make an offer. Our team of skilled negotiators can help you get the best possible deal.


We will negotiate with the seller on your behalf. We will ensure that you arrive at a mutually beneficial agreement on price and terms.

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7. Ensure a Smooth Closing Process with Comprehensive Inspections


Once your offer is accepted, it's time to have the property inspected. Our team can help you coordinate the inspection and ensure the property is in good condition. If any issues are found, we can work with you to negotiate a lower price or repairs.


Once the inspection is complete, we can help you finalize the deal and close on the property. We will ensure that all necessary paperwork is completed accurately and efficiently. With our expertise, you can know that your closing process will be smooth and hassle-free.

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Conduct Inspections

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Congratulations

Now you can enjoy your new home! πŸŽ‰


Enter your new home, smell the fresh air, and say there is no place like home.

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Why Roseville Realty


  • Experience: Roseville Realty has been in business for over 15 years, and we have a team of experienced agents in the market with world-class negotiation skills to deal with sellers to get you the right home at the right price.
  • Knowledge: Roseville Realty deeply understands the Roseville real estate market. We can help you when is the right time to buy the right home for you in this market.
  • Service: We'll cover every step to ensure a smooth, stress-free home-buying experience. And we won't stop until you find the right home for your needs and budget.
  • Trust: Roseville Realty is a trusted name in the Roseville real estate market. We have a proven track record of success. We are committed to providing our clients with lifetime satisfaction.
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From search to closing, we’re with you every step of the way.

Search the Available Homes for Sale


πŸ”‘ Browse the available listings in Roseville.

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Featured Listings

Check out the latest properties for sale within Roseville.


Common Questions from Home Buyers


Buying a home can be complex, but we're here to guide you. Here are answers to some common questions buyers often ask:

How long does the home buying process take?

The home-buying process is influenced by various factors, such as market conditions, preferences, and the type of property you seek. Typically, it can take a few weeks to a few months.


Our experienced agents will guide you through the process and provide a clear timeline for your situation.

How much should I budget for a down payment?

The amount you should budget for a down payment depends on factors such as the property's purchase price, your financial situation, and the type of mortgage you seek.


While a general guideline aims for at least 20% of the purchase price, some mortgages accept minimum down payments of 3.5%.


Additionally, various programs are available to assist with down payments. Our experienced agents can help you calculate a more precise figure based on your circumstances.


We can also connect you with a trusted mortgage broker to help secure the right mortgage for your needs.

Is it necessary to get pre-approved for a mortgage?

Absolutely. We strongly advise obtaining pre-approval for a mortgage before starting your home search.


Pre-approval provides a clear picture of your affordability and positions you to make competitive offers when you find a property you love.


Our team of agents can assist you throughout the pre-approval process and explain the advantages of completing this step before diving into your search.

How can I make a strong offer on a property?

Making a strong offer on a property requires the expertise of an experienced agent. Our team of skilled negotiators is dedicated to helping you submit a competitive offer that stands out among others.


We can provide a report on the current real estate market, assess the property's value, and assist in crafting an offer that appeals to the seller while aligning with your financial circumstances.

Do I need a real estate agent to buy a home in Roseville?

We strongly recommend hiring a real estate agent when buying a home.


Our experienced agents can provide valuable guidance throughout the home-buying process, including understanding the local market, finding a mortgage, dealing with the paperwork, finding the right property, negotiating with the seller, and ensuring a smooth closing.


With our expertise and network, we can help you save time and money while ensuring that your home purchase is successful.

How much does it cost to hire a real estate agent to buy a home?

The good news is that working with a real estate agent to buy a home often doesn't come with any direct costs for the buyer.


In most cases, the seller covers the commission fees for both the listing agent and the buyer's agent. This means you can benefit from the expertise and support of a real estate agent without having to pay for their services out of your pocket.

WHAT'S INCLUDED IN THE

HOME BUYING KIT?

FIRST-TIME HOME BUYING GUIDE

We have prepared an ebook that covers the entire home-buying process to help you avoid making costly mistakes. In this ebook, you will learn about the following:

  • The steps involved in buying a home
  • Financial tips
  • Real estate terms
  • Choosing the right property
  • Buyer's agenda
  • Making an offer
  • The closing procedure

This comprehensive guide aims to make your buying journey less risky and easier.

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ROSEVILLE HOUSING MARKET REPORT

We will send you an updated real estate market report for the area, which will include the following information:

  • The average sale price
  • The number of homes on the market
  • The number of homes sold
  • The average days on the market
  • The current mortgage interest rates

By learning this information, with my commentary, you will know when the right time is to buy a home in Roseville.

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Once you submit your information, we'll send you the gifts via email. Check your inbox, including spam folders, to ensure you receive the email. Then, you can click on the link and download the Home Buying Kit.

We aim to create lifelong relationships with our clients.

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Roseville Realty

Phone Number:

279-401-3217

Open Hours:

Mon-Fri: 8 AM – 5

Saturday: 8 AM – 5 PM

Sunday: Open

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